Structured Buyout

Structured Buyout

Business opportunities through flexible funding.

Structured Buyout

Funding Amount

$5,000 to $5,000,000

Payment Terms

Between 4 to 36 months

Funding Time

As fast as 24 hours

What is a structured buyout?

If your business has multiple Merchant Cash Advances (MCAs) with different funders, a structured buyout can be a helpful financing option. A structured buyout consolidates the MCAs into a single agreement with a new funder, simplifying payment obligations and potentially securing more favorable terms, such as lower interest rates or longer repayment terms. Unlike a regular consolidation that combines smaller debts into a larger one, a structured buyout separates a larger debt into smaller ones.

This type of arrangement can help businesses manage their finances more effectively, as they only need to make one payment to the new funder, who will then distribute the appropriate amounts to each of the original funders.To explore structured buyout options, consider working with a reputable broker who can help you find the best funder for your specific needs.

How does a structured buyout work?

Don’t be put off by the complexities of a structured buyout; though it isn’t as straightforward as a regular buyout, it’s still a fantastic way to clear your debts and benefit from a more fluid cash-flow.

Here at Borrowble, we completely understand that it’s not always easy to meet your regular payments, especially if you have multiple creditors to pay. In order to help you manage your expenses, we will provide you with funds which can then be routed directly to your lenders, potentially stretching your payments – a structured buyout can be an effective way to make your money go further.

Minimum Qualifications

Credit Score

As low as 550

Time In Business

3 months (minimum)

Monthly Revenue

$15,000 (minimum)

Why choose a structured buyout?

A structured buyout will allow you to drastically reduce your daily payments by up to 50% – this will free up a LOT of cash flow, allowing you to effectively reorganize your finances or to invest more money where it’s needed most.

You will get the opportunity to pay down your debt balance while simultaneously being able to access more of your business takings. You may also be able to access an up-front cash advance!

What’s the difference between a structured buyout and a regular buyout?

A regular buyout is a simple concept designed to help you consolidate your business debts into one payment.

Though it might sound similar, a structured buyout is NOT a consolidation solution; instead, it is a way for you to make reduced payments (potentially over a longer period of time), freeing up essential cash flow that you can then use to keep your business running efficiently.

How much can you borrow?

If you’re looking into a structured buyout, then you might need to borrow a bit more than traditional loans may allow. The good news is that you can borrow from $5,000 to $5,000,000, providing an adequate solution for whatever your needs might be.

Recipients of a structured buyout loan can receive enough money to cover their outstanding debt amounts, as well as additional cash for other business expenses. We will only ever lend an amount that we know can be repaid.

When will you get the funds?

Funds can be provided in as fast as 24 hours, so you won’t need to wait too long for the money to come in. You can benefit from reduced payments and more money almost instantly!

Payment Terms

The payment terms are something that will be discussed with you when you apply for the loan. Generally, the payment terms will last between 4-24 months, though it will vary based on the application.

Both the amount to repay and the duration of the loan will depend on what your business is currently earning, and what the total amount of outstanding debt is.